​How Community Banks Can Grow Deposits Without Raising Rates

October 6, 2026 Forbes Magazine


In a rapidly evolving financial landscape dominated by fintechs and megabanks, community banks must adapt to remain relevant. Brian Reilly outlines strategies for deposit marketing that leverage product value and customer relationships. By offering competitive rates, streamlined account opening, and personalized marketing campaigns, community banks can effectively compete and strengthen their community ties. Discover how these institutions can thrive in a modern economy.

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